How Much Does It Cost to Lease an ATM Machine?

If you're considering adding an ATM to your business but want to avoid a large upfront investment, leasing can be a smart and affordable solution. At United Cash Systems, we offer flexible ATM lease options designed to fit your business needs and budget.

Average ATM Leasing Cost

The cost to lease an ATM machine typically ranges from $50 to $120 per month. However, actual pricing may vary depending on:

• ATM model and features

• Length of lease agreement

• Your business credit history and financials

Some lease options start as low as $55/month, making it accessible for small businesses, retail locations, gas stations, and convenience stores.

Breakdown of ATM Leasing Costs

• Monthly Lease Payment: $50–$120/month depending on the equipment and terms.

• Upfront Costs: Most leases require little to no upfront investment, which makes leasing an ATM a great choice for budget-conscious businesses.

• Delivery and Installation: Many ATM leasing companies, including United Cash Systems, include installation and training in the lease.

• Maintenance and Monitoring: Technical support, monitoring, and repairs may be bundled into your monthly cost—always confirm what's included in your lease agreement.

• Transaction Processing Fees: Some providers charge processing or surcharge fees. At United Cash Systems, we offer transparent processing terms with no hidden charges.

Are There Hidden Costs?

Always ask about additional or hidden fees such as:

• Network access fees

• Surcharge splits

• Paper refill and parts replacement

At United Cash Systems, we pride ourselves on no-surprise contracts—everything is disclosed upfront so you can plan with confidence.

ATM Lease-to-Own Options

Many leasing agreements offer a buyout clause, allowing you to purchase the ATM at the end of the term for a low fee. This is a great way to own your equipment long-term without paying full price upfront.

What Influences ATM Leasing Rates?

Several factors can affect your monthly lease rate:

• Business Creditworthiness: A stronger credit history may qualify you for lower lease rates.

• Length of Business Operation: Established businesses may receive better leasing terms.

• Machine Type: Freestanding ATMs are often more affordable to lease than advanced, wall-mounted or through-the-wall models.

Why Lease an ATM from United Cash Systems?

• Affordable monthly plans starting at $55/month

• No hidden fees or surprises

• Professional installation and 24/7 support

• Revenue-sharing options to increase your passive income

• Trusted by hundreds of U.S. businesses

Ready to lease an ATM machine?Get started today with United Cash Systems and offer your customers convenient cash access while generating additional income for your business.

📞 Call us or request a quote online — we’ll help you choose the best ATM leasing solution tailored to your location and foot traffic.